Compliance teams in growing finance, lending, and payments companies are often one or two people covering a rulebook written for a much larger organization.
An agent will not replace their judgment. It can do the checking so their judgment goes where it matters.
Checks that suit an agent
Good candidates are checks with a clear rule and a clear data source. If a person could write the check as a sentence and point to the record it applies to, an agent can usually run it.
Checks that depend on interpretation of regulation stay with the compliance lead.
- Required documents present before onboarding or payout
- Transactions above thresholds with the right approvals
- Sanctions or watchlist screening results recorded
- Customer records complete and current
- Reports filed on schedule
How exceptions are handled
Every failed check becomes an exception with the source record, the rule it failed, and an owner. The compliance lead reviews, resolves, and records the decision.
The agent keeps the history, which becomes the evidence that the control operated.
What an agent should never do
Approve a customer, file a regulatory report, or decide whether something is reportable. Those are accountable decisions. The agent's job is to make sure the person making them has complete information.
Relevant builds
Ledgerline is our finance controls reference: 14 audit findings addressed and 603 tests across 122 files. Reigntec, a trading and wallet platform we built, included identity-provider adapters and operational admin workflows, which is the kind of environment these checks run in.
Getting started
Choose the check that takes your compliance lead the most time each week. A Starter Agent runs it on one system, live in one week for $1,000, with a fix-or-refund guarantee.
Managed AI Operations, from $1,000 per month, adds checks and updates rules as requirements change.
FAQ
Can AI make compliance decisions?
No. The agent runs checks and prepares evidence. Decisions and filings stay with a qualified person.
Is the agent's work auditable?
Yes. Every check, result, exception, and resolution is logged with its source record and the person who resolved it.
What data does the agent need?
Read access to the records the checks apply to, such as the accounting system, customer records, and approval history. Write access is limited and approved.
Does this certify us as compliant?
No. It helps you operate and evidence your controls. Certification and legal advice come from your auditors and advisers.
Next step
Tell us which compliance check takes the most time each week. The free Agent Audit comes back within 24 hours. See the Compliance & Audit Agent.